If you are looking for the best travel insurance, you may have come across SafetyWing. In this Review of SafetyWingwe review their policies to help you decide if this travel insurance is right for you.

This guide provides information about SafetyWing, how it works, who it’s for, and more. By the end of our review, you’ll know everything you need to know about SafetyWing travel insurance.

PSSST. Your travel medical insurance can now cover COVID-19!

If you take SafetyWing Nomad Insurance, it is covered like any other disease. I have been using it since 2019 and I can assure you that it is the best solution for nomads like you and me.

Travelers with Safewing Nomad Insurance

What is SafetyWing?

SafetyWing is a travel insurance company that provides coverage for travelers. They have two main products:

  • Nomad Insurance: insurance for immigrants comes from its name.
  • Remote healthcare: global health insurance covers your employees and contractors worldwide under one plan.

They’re currently working on more products like Remote Doctor and Remote Retirement, so we’ll keep an eye on those for you and update this review as they roll out.


How SafetyWing works

First you need to decide on the product. Are you looking for insurance for your startup team or looking for personal health insurance?

Once you know which product you need, SafetyWing makes it easy to sign up and get started. For example, with Nomad Insurance you will need to create an account and provide personal information. So you can set up an automatic monthly payment if you’re going on a long trip.

If you buy remote health insurance, you need to provide information about your team.

Once you have everything set up, you can rest assured that you will be covered in the event of an emergency. SafetyWing takes care of the rest.

For now, in this review, we want to focus on Nomad Insurance, so let’s dive deeper into it.

Nomad Insurance Plan

With Nomad Insurance plan, you will get health and travel insurance. Let’s take a quick look at what this means.

nomad insurance safety

Medical insurance

SafetyWing covers you if you have an accident or become ill outside your home country and need medical attention.

  • Maximum: $250,000 ($100,000 for 65 and over)
  • Designation: $250
  • Hospital: Room service and nursing
  • Intensive care: Up to the general limit
  • Emergency Care: Usual, reasonable, and customary charges when a covered illness or injury results in hospitalization
  • Emergency payments: $50 copayment, no deductible.
  • Physical therapy and chiropractic care: Up to $50 per day. Must be pre-ordered by a doctor.
  • Emergency Dental: Up to $1,000. The amount is not deductible.
  • All other eligible medical expenses: Up to the total maximum.
  • Notable exceptions: High-risk sports activity, pre-existing illness or injury, cancer treatment

If you want to know more about the policy, you can read the full details on the SafetyWing website.

Travel insurance

Travel insurance includes travel delay, lost baggage, emergency response, natural disaster and personal liability coverage.

  • Trip Cancellation: Up to $5,000. Cannot be deducted
  • Travel Delay: up to $100 per day after a 12-hour delay period requiring a non-overnight stay. Taking a maximum of 2 days. Cannot be deducted
  • Lost checked baggage: Up to $3,000 per certificate period; $500 per item. Up to $6,000 lifetime limit. Cannot be deducted.
  • Natural disaster – new accommodation: up to 100 dollars per day for 5 days. Cannot be deducted
  • Political evacuation: up to a maximum of US$10,000. The claim is not deductible
  • Emergency medical evacuation: up to $100,000. There is no maximum deductible or total amount.

If you want to know more about the policy, you can read the full details on the SafetyWing website.


Nomad Insurance has earned a reputation among long-term travelers, expats and digital nomads for its unique features.

  • If you are between the ages of 18 and 39, you can purchase Nomad Insurance for $42 per 4 weeks if you do not travel to the United States, or $77 if you do not travel to the United States.
  • You can set up automatic monthly payments and cancel your subscription at any time.
  • You can buy insurance abroad even when your trip has already started.
  • You keep your medical coverage for 30 days in your home country if something happens there after 90 days abroad. (15 days if your country is United States)
  • You can enter up to 2 children under 10 years of age per family (1 per adult) for free.
  • You can learn more about what’s included Here.

Who is SafetyWing for?

SafetyWing is a great solution for long-term travelers, digital nomads and expats. If you are one of these, then SafetyWing Nomad Insurance should be on your radar.

If you’re a student planning a year or semester abroad, SafetyWing can also have you covered.

It should be noted that depending on your age, the price of the plan will change. We’ll come back to this in the next chapter, so keep reading to learn more.

SafetyWing plans and costs

As mentioned above, there are currently two types of plans available on SafetyWing: Nomad Insurance and Remote healthcare.

We will discuss the costs of both products below.

Nomad Insurance Costs (excluding travel within the United States)

  • 15 days-9 years old: included in the price of adult insurance
  • 10-39 years: $42 per 4 weeks
  • 40-49 years old: $68.04 per 4 weeks
  • 50-59 years: $106.68 per 4 weeks
  • Age 60-69: $144.76 per 4 weeks

Nomad insurance costs (including travel within the United States)

  • 15 days-9 years old: included in the price of adult insurance
  • 10-39 years: $76.72 per 4 weeks
  • 40-49 years: $126.56 per 4 weeks
  • 50-59 years: $208.04 per 4 weeks
  • 60-69 years: $284.20 per 4 weeks

Remote medical insurance

  • From $80 per month, per member

Pros and cons

Now, let’s take a look at the pros and cons of using SafetyWing while traveling.


  • You can buy insurance even if you are already traveling
  • The price is very affordable compared to most travel insurance providers
  • You can include your family members in the plan (up to 2 children under 10 years old)
  • The insurance covers a wide range of countries
  • If you return for any reason, you will receive coverage in your home country for up to 30 days


  • There is no coverage after age 69
  • Medical coverage is not as comprehensive as some other providers
  • The fee can be very high

How does SafetyWing compare to other travel insurance providers?

Several things set SafetyWing apart from other travel insurance providers.

  • The price is very affordable, especially for long-term travelers.
  • You can buy insurance even if you are already traveling. It is perfect for last minute travelers or if you are extending your stay.
  • The insurance covers a wide range of countries. You are only excluded from coverage if you travel to Cuba, Iran, Syria and North Korea.
  • You get coverage in your home country for up to 30 days.

My experience with SafetyWing

I have been using SafetyWing for several years now and have had a great experience with them so far.

SafetyWing also covers Covid-19, which is useful as travel can be difficult during a pandemic.

I’ve never had to make any claims (knock on wood*), but customer service has always been very responsive and helpful with my questions.

I highly recommend SafetyWing to anyone looking for an affordable and comprehensive travel insurance solution.

That said, many of my nomadic friends also use the SafetyWing and I’ve heard great stories.

For example, several of my friends were able to return home thanks to SafetyWing, which evacuated them during the pandemic when countries were under lockdown.

How to get SafetyWing Travel Insurance

You can Get SafetyWing Nomad Insurance here.

If you are interested in their remote health insurance, you can get it here.

Just create an account and provide your personal information. You will then be asked to set up your monthly payment with your bank card details. The insurance policy is automatically renewed every 28 days.

When your trip is over, simply unsubscribe and the policy won’t be extended until your next trip!

Final Thoughts on SafetyWing Nomad Insurance

SafetyWing is a great option for budget travelers looking for comprehensive coverage.

I have been using them for years and I have always been satisfied with the service.

If you are looking for an affordable and comprehensive travel insurance solution, I recommend SafetyWing.

If you are in doubt world nomads and SafetyWing, I understand it. For me, SafetyWing was a better option because I travel for a long time.

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